“2020 Is a dumpster fire!” “2020 Is a dumpster fire!” “2020 is a dumpster fire!” So, 2020 is definitely the year for the books, if the book was The Da Vinci Code, a novel once described as “so bad that it gives bad novels a bad…

STIMULUS CHECK TIME! As most of us know we are currently in an unexpected and unprecedented time with the global expansion of the coronavirus. Recent government statistics have shown that millions of Americans have filed for unemployment over the past three weeks as companies lay…

WHAT IS A HIGH-YIELD SAVINGS ACCOUNT? Well, I thought you’ll never ask. A high yield savings account is a federally insured account that accrues interest higher than the average savings account. The different interest rates that one can receive range, but in these times (early…

There are tons of benefits for those that are interested in opening a Roth IRA. But, before I dive in, here is a quick recap of what a Roth IRA is: A Roth IRA is essentially an individual retirement account (meaning that you contribute to it,…

Gas is expensive, and even when it is not expensive you probably do not want to pay for it. I know that I don’t. So, finding cheap gas is essential. The good news for you is that there is an abundance of apps out there that…

Save Money they say. But saving can be difficult especially if you are just getting started. Even the simplest thing like couponing can be time-consuming and hard. Choosing the best app to get started can be tedious and the information can be overwhelming. Do not…

Sell your clothes and make some money using these apps. If you are like me, you have probably been consuming a copious number of snacks and Netflix while staying at home. I’m not judging, I know being at home can be exhausting. But I have…

If you are like most people (and me one year ago) you are keeping most of your savings in a regular savings account that pays 0 to 0.07% interest rate. For most of us, this is not something that we ever think about. These accounts…

I’m glad that I have finally managed to convince you to open a Roth IRA. This article walks you in detail on how to start a Roth IRA. The first thing before we get started is to determine whether you qualify. WHAT YOU NEED TO…

Alright, I see you have taken my advice and opened that Roth IRA with an index fund. If not, then why are you here? You better go back and read my previous posts on investing and index funds. Now for the rest of you. I’m glad you…